Easy Banana Pudding is the cool, creamy, no-bake dessert that layers fluffy vanilla pudding and whipped cream with vanilla wafers and ribbons of ripe banana—simple ingredients that become a nostalgic dream after a gentle chill.
Why You’ll Love This Easy Banana Pudding
- No-bake, low-stress: Whisk, fold, layer, chill. That’s it.
- Cloud-light texture: Instant pudding plus real whipped cream = airy, silky spoonfuls.
- Make-ahead magic: Improves as it rests; perfect for parties and potlucks.
- Budget-friendly: Pantry staples, big payoff.
- Scales like a champ: Build in a trifle dish, 9×13 pan, or individual cups.
- Kid- and adult-approved: Familiar flavors with a bakery-style finish.
What Is Easy Banana Pudding?
Easy Banana Pudding is a classic “icebox” dessert: a creamy vanilla base (instant pudding blended with cold milk and a touch of sweetened condensed milk) folded with whipped cream to create a mousse-like filling. This cloud is layered with vanilla wafers and freshly sliced bananas. During a patient chill, the wafers soften into cake-like bites while the bananas perfume the cream—turning simple components into a sliceable, scoopable trifle that tastes like comfort and sunshine.
Easy Banana Pudding
Ingredients
Creamy Pudding Layer
- 1 box instant vanilla pudding mix 3.4 oz (96 g)
- 1.5 cups cold milk whole or 2%
- 0.5 can sweetened condensed milk about 7 oz (200 g), optional to deepen flavor
Whipped Cream
- 2 cups heavy cream very cold
- 2 tsp vanilla extract
- Pinch fine salt optional, balances sweetness
Cookie & Banana Layers
- 11–12 oz vanilla wafers Nilla‑style or similar
- 4–5 bananas ripe but firm, sliced ¼ inch thick
Optional Garnishes
- extra vanilla wafers or crumbs for top garnish
- banana slices added right before serving
Instructions
- Step 1 — Make the Vanilla Pudding Base: In a medium bowl, whisk cold milk and sweetened condensed milk until smooth. Sprinkle instant vanilla pudding mix evenly over the surface and whisk vigorously for about 60–90 seconds to eliminate lumps. Cover and refrigerate 15–30 minutes, or ideally 1 hour, until thickened.
- Step 2 — Whip the Cream: In a chilled bowl with cold beaters, beat the heavy cream, vanilla extract, and a pinch of salt to stiff peaks—the cream should hold a firm yet glossy peak.
- Step 3 — Fold to Cloud‑Soft: Stir one‑third of the whipped cream into the chilled pudding to loosen it, then gently fold in the remaining whipped cream in two additions with a wide spatula until no white streaks remain.
- Step 4 — Slice the Bananas: Slice bananas about ¼ inch thick just before assembly to keep them from browning.
- Step 5 — Layer the Dessert: In a 9×13 pan or trifle bowl: spread ¼ of the pudding‑cream mixture on the bottom, then arrange ⅓ of the vanilla wafers and a layer of banana slices. Repeat (cream → wafers → bananas) two more times, then finish with the remaining cream on top. Tap gently on the counter to settle air pockets and smooth the top.
- Step 6 — Chill to Set: Cover and refrigerate 4–6 hours so the wafers soften into tender layers and the flavors meld. Add fresh banana slices and extra crumbs just before serving.
Notes

Ingredients for Easy Banana Pudding
Creamy Pudding Layer
- 1 box (3.4 oz / 96 g) instant vanilla pudding mix
- 1½ cups (355 ml) cold milk (whole or 2%)
- ½ can (about 7 oz / 200 g) sweetened condensed milk (adjust to taste)
Whipped Cream
- 2 cups (480 ml) heavy cream, very cold
- 2 teaspoons vanilla extract
- Pinch of fine salt (optional; balances sweetness)
Cookie & Banana Layers
- 11–12 oz (312–340 g) vanilla wafers (Nilla-style or similar)
- 4–5 ripe but firm bananas, sliced ¼ inch thick
Optional Garnishes
- Crushed wafers for the top
- A few banana slices added right before serving
- Shaved chocolate or a light dusting of wafer crumbs for polish
Ingredient Notes (Substitutions, Healthy Swaps; allergen-aware)
- Pudding mix: Instant is essential for the no-cook method. If using “cook-and-serve,” chill completely before folding in cream (texture shifts slightly thicker).
- Milk: Whole milk gives the best body, but 2% works; almond or oat-style beverages can thicken instant pudding, but set may be softer—chill longer.
- Sweetened condensed milk: Adds signature richness. Prefer less sweet? Reduce to ⅓ cup or add a tiny pinch of salt to the base.
- Whipped topping: You can substitute whipped topping for convenience; real cream tastes fresher and lighter.
- Cookies: Any crisp vanilla cookie works—ladyfingers, butter cookies, or gluten-free vanilla wafers. Thicker cookies need an extra hour of chill to soften.
- Fruit: Bananas are the star; for a twist, tuck in a few thin strawberry slices for a berries-and-cream vibe (optional and light-handed so banana remains dominant).
Step-by-Step Instructions
Step 1 — Make the Vanilla Pudding Base
In a medium bowl, whisk cold milk with sweetened condensed milk until smooth. Sprinkle instant pudding evenly over the surface and whisk vigorously for 60–90 seconds to eliminate lumps. Cover and chill at least 15–30 minutes, ideally 1 hour, until thick.
Why this matters: Cold liquid activates instant pudding fast; a short chill ensures the base is sturdy enough to hold air when you fold in cream.
Step 2 — Whip the Cream to Stiff Peaks
In a chilled bowl, beat heavy cream with vanilla (and a tiny pinch of salt if using) to stiff peaks—the whisk should leave ridges and the cream should stand tall with just a gentle curl. Avoid overbeating into a grainy texture.
Texture cue: Lift the beaters—peaks should hold but remain glossy, not clumpy.
Step 3 — Fold to Cloud-Soft
Stir one-third of the whipped cream into the pudding to loosen the base. Using a wide spatula, fold in the remaining cream in two additions: sweep down the center, lift, and turn the bowl. Stop when no streaks remain. The mixture should look billowy and light.
Don’t stir: Stirring deflates the foam; folding preserves mousse-like lift.
Step 4 — Slice the Bananas
Slice bananas just before assembly (¼ inch thick). Work steadily so the first slices don’t sit long. If you’re extra sensitive to browning, you can lightly brush the cut sides with a few drops of lemon—go sparingly to avoid lemony flavor. For most kitchens, quick assembly + cold chill is enough to keep slices pale and pretty.
Step 5 — Layer the Dessert
Choose your vessel: a glass trifle bowl for a showstopper, a 9×13-inch pan for easy transport, or 8–12 clear cups for individual portions.
Layering pattern (trifle or pan):
- Cream (¼ of total) — smooth base layer
- Vanilla wafers (⅓ of total) — snug but not crushed
- Bananas (⅓ of total) — shingled across the wafers
Repeat cream → wafers → bananas two more times, then finish with the last ¼ of the cream. Tap the dish gently on the counter to settle air gaps, then smooth the top. Sprinkle with crumbs and tuck a few whole wafers along the rim, if you like.
Step 6 — Chill to Set (The Magic Window)
Cover and refrigerate 4–6 hours for the optimal “soft-cookie, fluffy-cream” balance. You can chill up to 12 hours for more cake-like waning crispness. Past 24 hours, bananas may soften and darken; still tasty, slightly less photogenic.
Hosting strategy: Make the pudding base the night before, whip/fold and assemble in the morning, serve after dinner.
Step-by-Step Instructions (Individual Cups)
- Spoon 2–3 tablespoons cream into each cup, tuck in 2–3 wafers, add banana slices, and repeat to fill ¾ full.
- Top with a final swoop of cream, a pinch of crumbs, and (right before serving) a banana slice or two.
- Chill 4–6 hours. Lids or plastic wrap keep tops smooth and travel-friendly.
Ingredients for Easy Banana Pudding (At-a-Glance List)
- Instant vanilla pudding mix
- Cold milk + sweetened condensed milk
- Heavy cream (or whipped topping)
- Vanilla extract, pinch of salt
- Vanilla wafers
- Ripe bananas
Ingredient Notes (Substitutions, Healthy Swaps)
- Use half condensed milk for a lighter sweetness.
- Swap in Greek yogurt for up to ¼ of the whipped cream for gentle tang and extra body.
- Choose gluten-free wafers when needed; chill on the longer end so they tenderize.
Step-by-Step Instructions
Step 1 – Cold Whisk
Cold milk + condensed milk + instant pudding = quick set. Chill until thick.
Step 2 – Whip Right
Chilled bowl and beaters make finer bubbles and a stable foam.
Step 3 – Gentle Folds
Loosen the base first, then fold in two additions. Stop as soon as the streaks disappear.
Step 4 – Quick Slice, Quick Layer
Slice bananas last, layer quickly, and cover for a clean, pale finish.
Step 5 – Layer Like a Pro
Start and end with cream for polished edges and easy scooping.
Step 6 – Patience = Perfect Texture
The 4–6 hour chill transforms crisp cookies into tender, cake-like layers.
Pro Tips for Success
- Chill your gear: Cold bowl + cold beaters = fluffy cream with staying power.
- Salt’s tiny magic: A micro-pinch in the base heightens vanilla and reins in sweetness.
- Don’t drown the wafers: A thin, even blanket of cream between layers keeps structure.
- Tap to settle: A couple of gentle taps remove big pockets so scoops include every layer.
- Garnish smart: Add banana slices for the top right before serving to keep them sunny.
- Slice cleanly: Use a long spoon or a pie server; scoop straight down to include all layers.
Flavor Variations
- Strawberry-Banana Pudding: Add a thin layer of sliced strawberries with the bananas; garnish with strawberry fans.
- Chocolate-Ripple Banana Pudding: Ribbon ¼–⅓ cup chocolate sauce across cream layers (don’t fully mix).
- Peanut Butter Drift: Whisk 2–3 tablespoons smooth peanut butter into a small portion of the pudding base; ripple one middle layer.
- Caramel Swirl: Drizzle a light, thin ribbon of caramel between cream layers for a butterscotch echo.
- Coconut Whisper: Fold ¼ cup finely shredded unsweetened coconut into one wafer layer; sprinkle a bit on top.
Serving Suggestions
- After a hearty dinner: A cool, creamy scoop balances rich mains.
- Parfait party: Let guests layer their own in clear cups with bowls of wafers, bananas, and cream.
- Picnic-perfect: Assemble in a lidded 9×13 pan; garnish on arrival.
- Birthday alternative: Build in a springform pan lined with crumbs; chill extra-firm and slice like a soft “icebox cake.”
Storage and Make-Ahead
- Refrigerate: Cover tightly and enjoy within 48 hours. Best texture is within 12–18 hours of assembly.
- Banana browning: Slice just before layering, keep the dessert well-chilled, and garnish with fresh slices at serving time.
- Freezing: Not recommended; the pudding can turn icy and bananas become mealy after thawing.
- Travel: For road trips, assemble in a pan with a tight lid; keep chilled in an insulated bag with ice packs.
Nutrition Facts (Per Serving)
Approximate for 1 of 12 servings; values vary with brands and amounts.
| Calories | Protein | Carbs | Fat | Fiber | Sodium |
|---|---|---|---|---|---|
| ~330 | ~5 g | ~45 g | ~14 g | ~2 g | ~220 mg |
FAQ About Easy Banana Pudding
Do I need instant pudding, or can I use cook-and-serve?
Instant is designed for cold prep and gives the signature light, fluffy texture. Cook-and-serve works only if you cool it fully before folding in cream; the texture will be a little thicker and denser.
How do I keep bananas from browning?
Slice right before layering, assemble promptly, and keep the dessert well-chilled. If you like, very lightly brush the cut sides with a few drops of lemon—just enough to slow oxidation without adding detectable lemon flavor.
Can I make this less sweet?
Yes. Reduce condensed milk to ⅓ cup and add a tiny pinch of salt to the base. You can also fold in a spoon or two of unsweetened whipped cream during the final fold to soften sweetness.
Can I use whipped topping instead of heavy cream?
You can—it’s convenient and stable. Real whipped cream tastes fresher and lighter. If using topping, thaw until cold but spreadable and fold gently.
Why did my cream deflate?
Usually from overmixing or warm equipment. Whip to stiff-but-glossy peaks, fold (don’t stir) with a wide spatula, and keep the bowl and beaters chilled. If it starts to soften, pop the bowl in the fridge for 5 minutes, then resume folding.
How long should it chill?
4–6 hours is the sweet spot: cookies tenderize but keep gentle definition. For ultra-cakey layers, go closer to 12 hours. Beyond a day, bananas darken more and layers get very soft.
Will gluten-free wafers work?
Yes. Choose a crisp brand so they soften predictably. Chill on the longer end (6–8 hours) for the best texture.
Can I add other fruit?
Keep bananas the star. A handful of thin strawberry slices or a few blueberries add color, but avoid very juicy fruits that can weep into the pudding and loosen layers.
How far ahead can I prep for a party?
Make the pudding base up to 24 hours ahead. Whip/fold and assemble the morning of the event; chill until serving. For parfait cups, cover each cup; garnish with fresh banana right before guests arrive.
What if my pudding layer is runny?
It likely didn’t set long enough or the milk ratio was off. Whisk in 1–2 teaspoons of instant pudding powder and chill 10 minutes, then fold gently again. In the future, ensure the base is thick before folding in cream.
TastyInspo Notes
- Zest, then vanilla: A whisper of lemon zest (⅛ tsp) lifts vanilla without adding sourness—optional but lovely.
- Salt is your friend: A tiny pinch in the base makes vanilla bloom and reins in sweetness.
- Layer with intention: Start and finish with cream for clean edges and easy serving.
- Banana shingle: Overlap slices tightly so every scoop delivers banana in each bite.
- Crumb confetti: Reserve a handful of crushed wafers for the top right before serving for a bakery look.
- Serve with small spoons: Slows the pace and makes the cloud-light texture feel extra special.
- Clean scoops: Chill an extra 20 minutes right before service; use a long spoon or pie server to lift portions with intact layers.
Final Thoughts
Easy Banana Pudding is proof that a few familiar ingredients can transform into something downright celebratory. With a cold-set pudding, a careful fold for cloud-soft cream, and a patient chill, you get the classic bakery-style experience—at home, in a big shareable bowl, or as tidy parfait cups. Keep your tools cold, slice bananas at the last minute, and let time in the fridge do the magic. One scoop in, you’ll understand why this dessert disappears at every gathering: it’s nostalgic, silky, and simply irresistible.






